Terms of Service

Agreement to Terms

By accessing or using SmartFinancePath, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Use of Services

SmartFinancePath provides educational information and connects users with credit repair services. We do not:

• Provide direct credit repair services
• Guarantee specific credit score improvements
• Offer legal or financial advice
• Act as a credit repair organization as defined by law

User Responsibilities

You agree to:

• Provide accurate information in quizzes and forms
• Use the service for lawful purposes only
• Not attempt to manipulate or abuse our systems
• Respect the intellectual property rights of SmartFinancePath

Third-Party Services

We may recommend or link to third-party credit repair services. We are not responsible for the practices, services, or terms of these third parties. Any agreement you enter into with them is between you and that provider.

Disclaimers

SmartFinancePath is provided "as is" without warranties of any kind. We do not guarantee that our service will be uninterrupted, secure, or error-free. Results from credit repair services may vary and are not guaranteed.

Limitation of Liability

To the fullest extent permitted by law, SmartFinancePath shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new terms on this page with an updated revision date.

Contact Information

For questions about these Terms of Service, contact us at legal@smartfinancepath.com