Disclaimer

General Information

The information provided by SmartFinancePath is for general informational purposes only. All information on the site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

Not Financial or Legal Advice

SmartFinancePath is not a credit repair organization, financial advisor, or legal service. We do not provide financial, legal, or credit repair advice. The recommendations we provide are educational in nature and should not be considered professional advice. Always consult with qualified professionals for specific financial or legal matters.

No Guarantees

We do not guarantee any specific results from using our service or from services recommended through our platform. Credit repair results vary significantly based on individual circumstances, credit history, and the specific issues affecting your credit score. Testimonials and examples provided are not typical results and should not be considered guarantees of similar outcomes.

Third-Party Services

SmartFinancePath may recommend or link to third-party credit repair services, financial products, or other services. We are not responsible for and do not endorse the content, practices, or services of any third-party providers. Your interactions with these providers are solely between you and them.

Affiliate Relationships

SmartFinancePath may receive compensation when you click on or sign up for services through links on our site. This compensation does not influence our recommendations, which are based on the information you provide in our quiz. We only recommend services we believe may be beneficial based on your responses.

Credit Report Accuracy

We encourage all users to obtain and review their credit reports from the three major credit bureaus. You are entitled to a free credit report annually from each bureau through AnnualCreditReport.com. Verify all information on your credit reports before taking action.

Compliance Notice

SmartFinancePath is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act (CROA). We provide educational information and connect users with third-party services. Any credit repair services are provided by licensed third-party organizations.